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The pharmaceutical sector is a crucial and rapidly evolving industry that plays a vital role in advancing healthcare and improving lives. It encompasses companies involved in researching, developing, manufacturing, and distributing pharmaceutical drugs and medications. Insurance is of utmost importance in the pharmaceutical sector to safeguard against various risks and liabilities.

Standard Fire & Special Perils Policy

It will provide financial protection for the property against Loss or Damage by fire and allied perils to the buildings and/or contents, Machinery and accessories, Stock & Stock-in-Process, Furniture & fixtures.

Machinery Breakdown Insurance

This policy covers the repair or replacement of machinery and equipment in case of breakdown, ensuring minimal downtime and production disruptions.

Industrial All Risk Insurance Policy

Industrial All Risk Policy is a comprehensive Insurance which covers damage to all types of fixed assets from all unforeseen circumstances except for those defined in “Exclusions”. It is not a named Perils Policy rather an all risk policy covering a wide range of perils.

Clinical Trials Insurance

This Policy will indemnify the Insured against all sums in excess of the Deductible that the Insured shall become liable to pay as damages in respect of any Claim made by Research Subjects for Bodily Injury including death caused by Serious adverse event happening after the Retroactive Date.

Product Liability Insurance

This coverage is vital to protect pharmaceutical companies from claims related to product defects, adverse reactions, or improper labeling of medications.

Directors & Officers Liability Insurance Policy

This Policy provides financial protection for directors and officers of a company (such as its executives and board members) in case they are personally sued for alleged wrongful acts or decisions made in the course of their duties. This insurance is designed to cover legal defense costs, settlements, and judgments that may arise from lawsuits targeting these individuals

Environment Impairment Insurance

This Policy provides financial Protection against losses related to Pollution releases against third party & regulatory claims, responds directly to regulatory obligations, shareholder’s needs, and board of directors’ objectives.