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Information Technology

The Information Technology (IT) sector is a dynamic and rapidly evolving industry that encompasses a wide range of technologies and services. It involves managing computer systems, networks, data, and software applications to support businesses and individuals in various domains. Insurance is of utmost importance in the day-to-day operations of the IT and software industry in providing critical protection for various aspects of the business & the welfare of employees.

Standard Fire & Special Perils Policy

It will provide financial protection for the property against Loss or Damage by fire and allied perils to the buildings and/or contents, Machinery and accessories, Stock & Stock-in-Process, Furniture & fixtures.

Electronic Equipment Insurance

Electronic Equipment Insurance covers accidental, unforeseen and sudden physical loss or damage to electronic equipment (Including system software) against sudden & unforeseen physical damage by any cause or peril those are not excluded under the Policy.

Group Personal Accident Insurance

This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.

Group Health Insurance

Group health insurance Policy provides an affordable and tailor made healthcare solution for employees & their dependents with lower premiums and broader coverage compared to individual plans. The coverage is comprehensive, including hospitalization, outpatient care, and even maternity benefits. They Provide cover for pre-existing conditions with cash less facility for the Hospitalization. .

Commercial General Liability Insurance

This Policy Provides unique cover to protect the financial interest of the companies against the Product Liability and Public Liability claims. This is a very important policy for all companies which are in to manufacturing or development of physical or software products for its business or retail clients. CGL also provides the insured protection against any financial loss that may occur from legal matters arising from bodily injury, death, personal injury, or property damage caused by insured’s operations or premises.

Errors and Omissions Insurance

This Policy helps protect businesses from mistakes or errors in the professional services they provide. Project disputes and high-value settlements are now not uncommon throughout Europe and the USA. For technology companies operating in these markets, this insurance is a 'must- for balance sheet protection'.

Cyber Security Insurance Policy

With the increasing prevalence of cyber threats, cybersecurity insurance is vital for IT and software companies. It helps cover the costs associated with data breaches, hacking incidents, and cyberattacks, including investigation, notification, and legal expenses.

Directors & officers liability Insurance Policy

This Policy provides financial protection for directors and officers of a company (such as its executives and board members) in case they are personally sued for alleged wrongful acts or decisions made in the course of their duties. This insurance is designed to cover legal defense costs, settlements, and judgments that may arise from lawsuits targeting these individuals