Standard Fire & Special Perils Policy
It will provide financial protection for the property against Loss or Damage by fire and allied perils to the buildings and/or contents, Machinery and accessories, Stock & Stock-in-Process, Furniture & fixtures.
Fire Loss of Profits Insurance Policy
The Policy broadly covers loss of Net Profit on account of interruption of business consequent upon Material Damage to property due to Fire allied perils. It also covers standing charges & increase in cost of working.
Machinery Breakdown Insurance Policy
It covers loss due to all kinds of accidental, electrical and mechanical breakdowns due to internal and external causes when the machinery is in operation or at rest or in the process of dismantling, overhaul or during subsequent re-erection at the same premises.
Machinery Loss of Profits Insurance Policy
The Policy broadly covers loss of Net Profit on account of interruption of business , consequent upon Material Damage to property due to Machinery break down. It also covers standing charges & increase in cost of working.
Industrial All Risk Insurance Policy
Industrial All Risk Policy is a comprehensive Insurance which covers damage to all types of fixed assets from all unforeseen circumstances except for those defined in “Exclusions”. It is not a named Perils Policy rather an all risk policy covering a wide range of perils.
Contractors All Risk (CAR) Policy
This Policy broadly covers the risk of accidental physical loss or damage in respect of the contract works, during the execution of a civil project. All perils are covered unless specifically excluded.
Erection All Risks Insurance Policy
This policy covers risks associated with storage, assembly/erection and testing of Plant and Machinery. All perils are covered unless specifically excluded.
Group Health Insurance Policy
Group health insurance Policy provides an affordable and tailor made healthcare solution for employees & their dependents with lower premiums and broader coverage compared to individual plans. The coverage is comprehensive, including hospitalization, outpatient care, and even maternity benefits. They Provide cover for pre-existing conditions with cash less facility for the Hospitalization. .
Group Personal Accident Policy
This Policy provides financial protection to a group of individuals against accidental injuries, disabilities, or death. It is commonly offered to employees by their employers, members of social or professional organizations.
Workmen's Compensation Policy
This Policy provides legal liability coverage for compensation to employees for bodily injury or death caused due to accidents arising out of and in course of employment.